AmFlood provides a FREE flood zone determination along with your flood insurance quote.  Let us help you know if you are in a high risk flood zone.  Get started here…

Flood zones are established throughout the United States by the Federal Emergency Management Agency (FEMA.) These classifications establish Base Flood Elevations and most often refer to general areas, and are very broad based in nature. Flood Insurance is required in Zones A and V.

Flood Insurance premiums are determined by the federally issued flood insurance rate maps. These maps often change with some properties being added to certain flood zones and other properties being removed, which can directly affect your policy.

Although FEMA uses the most accurate flood hazard information available, limitations of scale or topographic definition of the source maps used to prepare the flood map may cause small areas that are at or above the flood elevation to be inadvertently shown within the high risk boundaries. Also, the placement of fill may elevate small areas within the high risk boundaries to an elevation at or above the flood elevation. When this happens, structures or parcels of land may be inadvertently included in the high risk areas on the flood maps.