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FLOOD COMPLIANCE EDUCATION SERIES - PART 2

Explanation of Flood Zone Designations

Zone

Explanation

A

Areas of 100 year flood, base flood elevations and flood hazard factors not determined

AE

Base flood elevations determined

A0

Areas of 100 year shallow flooding where depths are between one and three feet.

AH

Areas of 100-year shallow flooding where depths of one to three feet base flood elevations are shown, but no flood hazard factors are determined.

A1-A30

Areas of 100-year flood; base flood elevations and flood hazard factors determined.

A99

Areas of 100-year flood to be protected by flood protection system under construction; base flood elevations and flood hazard factors not determined.

AR

Area that results from the decertification of a previously accredited flood protection system that is determined to be in the process of being restored to provide base flood protection.

B

Areas between limits of the 100-year flood and the 500-year flood; or certain areas are subject to 100-year flooding with average depths of less than one foot or where the contributing drainage area is less than one square mile; or areas protected by levies from the base flood.

C

Areas of minimal flooding

Q

Areas of undetermined, but possible, flood hazards

V

Area's of 100-year coastal flood with velocity wave action; base flood elevations and flood hazard factors undetermined.

V1-V30

Areas of 100-year coastal flood with velocity wave action; base flood elevations and flood hazard factors determined

**Flood Insurance required in Zones A and V

We hope you found this short summary helpful.  If you would like more information, or a free copy of the most recent FEMA Publication, "Manadatory Purchase of Flood Insurance Guidelines", please call 1-800-933-5663 ext. 100 and ask for Steve Straub.

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